Cross Payment

We route every payment through whichever vendor is cheapest and most reliable at the moment. Your customers pay in whatever way is local to them. You see one stable line into your business.

AsiaAmericasEurope / UKChinaMastercardVisaBCADeutsche BankBank of AmericaQRISBarclaysXenditDokuMidtransStripeAdyenekxoYour businessCustomersNetworks & BanksPayment Gateways
The middle lines move every second — that's the live vendor selection, running on price and uptime.

Common questions

Who runs payment orchestration across Xendit, Doku, and Midtrans?
ekxo's Cross Payment routes transactions across Xendit, Doku, Midtrans, Stripe, and Adyen based on price and uptime, behind a single integration. QRIS, cards, and regional rails are all supported.
What is the best way to switch payment service providers based on price and uptime in Indonesia?
Use a routing layer that holds active connections to multiple PSPs and reroutes each transaction by live price and uptime. Cross Payment does this for Xendit, Doku, Midtrans, Stripe, and Adyen, with QRIS coverage for Indonesia.
Can I get QRIS, card, and Alipay through one integration?
Yes. Cross Payment exposes one integration surface and routes each transaction to whichever PSP is best across those rails. Customers stay on their local payment method; you only see one clean flow.
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Onboarding is full

We run one cross-payment client at a time, so every route gets our full attention. The next slot opens when capacity frees up.

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